Spending hangovers can whack consumers - 2004-01-01
Seasonal gift giving soothes the soul, but destroys bank accounts. Shoppers willingly spend yet reel in horror when bills arrive.
Recognize the early signs of debt trouble. Consumers may be approaching debt crisis if behind on basic expenses such as monthly mortgage payments or rent and utilities. Using credit to purchase items usually bought with cash such as groceries also is a warning sign.
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