Owner must get a clear title after paying off mortgage - 2004-01-11
Question: Sixteen years ago, my son purchased a seller-financed home. The seller died in January 2001. My son made his final mortgage payment in April 2003. But the seller's estate executor has failed to record a "satisfaction of mortgage." What recourse does my son have?

Answer: Assuming the estate assets haven't been distributed yet to the heirs, I suggest your son have a "satisfaction of mortgage" prepared and sent to the executor for his notarized signature.
Read the full story at Los Angeles Times

New year's the time to initiate smart moves with debts, savings - 2004-01-11
It's that time of year to get finances in order. So here, from a fellow financial sinner, are some tips of things to do in the new year.

If you have a big debt that's going to take many months to pay, consider shifting to a new card that offers a low rate on balance transfers. But don't do this unless you really have to, as the transfer will show up on your credit report. If you look like a person who puts off paying the bills, it could hurt your chances of getting a mortgage or other loan.
Read the full story at Seattle Times