Time to put financial strategies in place - 2004-01-14
Stephen West, 29, and Stephanie Mesham, 33, are aware that they make a good amount of money but, without some goals in place, they could have very little to show for it in 20 years' time.

Their best wealth creation strategy is to use any surplus funds to pay off their home loan as quickly as possible. This is because the interest payments on personal residential mortgages are not tax deductible, and because personal residences are not subject to capital gains tax when they are sold.
Read the full story at Sydney Morning Herald

Changing situations? Change your mortgage - 2004-01-14
It's a good idea to review your mortgage regularly to figure out whether it still fits your circumstances.

Do you have a 30-year fixed-rate mortgage, but plan to move within five years? Maybe you should get an adjustable-rate loan. Do you or your spouse plan to take unpaid parental leave in the next few months? Maybe you should think about changing that adjustable-rate loan to a fixed.
Read the full story at Bankrate.com