It's Difficult To Be Debt-free When You Have Kids - 2004-01-19
I read The Day article “They owe everything to lack of debt,” published Jan. 11, very interesting. Having two incomes, the Manzos were able to live off just one. They paid off their mortgage and they will have a very comfortable retirement. To me, the most interesting point is that they were childless.

Now it makes a lot more sense to me as to why they are debt free. They do not have the expenses associated with raising children.
Read the full story at TheDay.com

Finances need makeover? - 2004-01-19
Yes, a new year. A new start. A promise to better your financial self. These steps will get you going in the right direction.

Make the most of your home. If your mortgage rate is over 7 percent, consider refinancing. Run the numbers through the calculator in the spending section of Kiplinger.com to see how long you need to live in the house to recoup the closing costs.
Read the full story at Akron Beacon Journal