30-Year Mortgage Rates Drop to 5.81% - 2004-01-02
Rates on 30-year and 15-year mortgages decreased for the third week in a row, providing a dose of cheer to prospective home buyers.

The average rate on 30-year mortgages was 5.81 percent this week, down from 5.82 percent last week, Freddie Mac said Wednesday in its weekly nationwide survey of mortgage rates.
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Why Your House Will Go Up In Value - 2004-01-02
It's time, unfortunately, to say farewell to the best year ever for the housing market -- and the cheapest mortgage rates in 45 years. Can it ever be so good again?

And more importantly, what's in store for you in 2004? The prognosticators say the real estate market nationwide will sag a bit in 2004 as mortgage rates creep back up. Prices won't climb as fast or as high, and higher-end homes will sell more slowly.
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