Many Forms Of Racial Bias In Mortgage Lending - 2004-01-02
Thirty-five years after Congress approved the Fair Housing Act, do racial preferences and discrimination continue to permeate in home mortgage finance?

The unfortunate answer appears to be yes. But that discrimination doesn't always take the form you might assume. Case in point: Consider the recent federal court settlement of a class-action suit involving a large and prominent savings bank that is an active player in the mortgage market nationwide.
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Gradual Change in Housing Market Possible in '04 - 2004-01-02
Where did 2003 head to? It seems just like yesterday that I was making my predictions for this year, and now it's time once more to look to the future.

Although mortgage interest rates are still low and the stock market appears to be making a comeback, consumer confidence in the economy is still shaky. Yes, we have captured Saddam Hussein, but the terrorist alert level has just been raised.
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