Prepare to save more in 2004 - 2004-01-02
At times, things do get better. Just look at the stock market, or your mortgage rate. Heightened competition in the financial world is providing consumers and investors more good choices, and if you make a few smart money moves now, you'll benefit in the new year.

Think of them as easy, smart, profitable resolutions you only have to do once, and then they will pay back all year — when those other resolutions are falling by the wayside.
Read the full story at ChicagoBusiness.com

Mortgage Rates settle down - 2004-01-02
It is in the design of a roller coaster to start at a certain elevation, go up and then plunge down, ending up at the same place where it started. In 2003, mortgage rates took a roller coaster ride
2004 won't resemble a roller coaster ride. Instead, experts believe, it will look more like a leisurely walk up a modest hill.

The average rate on a 30-year, fixed-rate mortgage began 2003 at slightly under 6 percent, and that's where the average mortgage rate was at the end of 2003.
Read the full story at The Cincinnati Post