Whitney parent posts fourth-quarter decline - 2004-01-22
Whitney Holding Corp. said Wednesday that its earnings decreased 5 percent during the fourth quarter. During the quarter ended Dec. 31, the New Orleans-based bank holding company earned $23.8 million, down from the $25.1 million.

Non-interest income was down 2 percent as mortgage activity slacked off. The bank said there was a reduction in home loans as mortgage rates rose and refinancing fell off.
Read the full story at NOLA Live

Picking a mortgage - 2004-01-22
It used to be that picking a mortgage was much like deciding what color of Model T Ford to buy. They were all pretty much the same: black, or black.

One of the best pieces of advice I learned in university was the KISS principle ("keep it simple, stupid"). This principle works in almost every facet of life, including mortgages. If you weed through all the marketing gimmicks and stick with the basic options you need in a mortgage, you will save yourself a lot of grief.
Read the full story at Money Sense