30-Year Mortgage Rates Dip to 5.64% - 2004-01-24
Mortgage rates around the country dipped for the second consecutive week, good news to people thinking about purchasing a home or refinancing the one they already own.

The average rate on 30-year mortgages was 5.64 percent, the lowest rate in six months, and down from 5.66 percent last week, Freddie Mac said Thursday in its weekly nationwide survey of mortgage rates.
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Zero-Down Mortgages Could Become an Option for First-Time Buyers - 2004-01-24
What do you say to putting nothing down on your first home acquisition? And how about rolling your closing fees into the mortgage, giving you a home loan that costs you almost nothing out of pocket upfront?

That offer could become a standard, government-backed option for an estimated 150,000 or more first-time home buyers annually if Congress approves a new "zero down" program to be proposed in President Bush's forthcoming federal budget.
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