Cosigner Complaint - 2004-01-28
Dear Dr. Don,
What are my options to get my name off my mom's mortgage as a cosigner? I am really worried about her ruining my credit.
Gerard Guarantor

Dear Gerard,
You have reason to be concerned. As the FTC points out in its Facts for Consumers: Cosigning a Loan, when you cosign a loan you're taking on a credit risk that a professional lender refuses to accept.
Read the full story at Bankrate.com

Tips for improving your credit score - 2004-01-28
If you're thinking about purchasing a house or a car, your credit score is a very important number.

The interest rate you'll pay for the money you borrow will be determined, in large part, by this three-digit number that's generated from the information in your credit report.

On a $165,000 30-year fixed rate mortgage, that half point could cost you more than $19,000 in interest charges.
Read the full story at Bankrate.com