Young adults starting out with massive debts - 2004-01-04
If you're in your 20s and deep in debt, consider yourself typical of your group. Numerous studies have shown that more and more young adults are starting out with massive debts. These are the better debts: student loans, a mortgage, and, in some cases, a car loan.

A college degree will allow you to make far more money, so a student loan is a good investment. The loans typically have low rates, and the interest can be a tax deduction.
Read the full story at San Jose Mercury News

White or black, it's still discrimination in mortgage lending - 2004-01-04
Thirty-five years after Congress approved the Fair Housing Act, do racial preferences and discrimination continue to permeate in home mortgage finance? Are American home buyers still charged higher rates or fees on their loans solely because of their skin color or racial heritage?

The unfortunate answer appears to be yes. But that discrimination doesn't always take the form you might assume.
Read the full story at San Francisco Chronicle