Federal Rules Tie Down North Carolina's Ability to Limit Mortgage Loan Fees - 2004-01-09
A federal agency has taken away some of North Carolina's power to limit fees on home mortgage loans.

The U.S. Office of the Comptroller of the Currency issued new rules that exempt most large banks from state laws designed to prevent mortgage lenders from gouging borrowers with high fees.
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North Carolina Officials Vow to Fight Federal Easing of Mortgage Fee Rules - 2004-01-09
State and local officials expressed worry yesterday that predatory-mortgage lending could go up in North Carolina once a federal rule that supersedes state law goes into effect in early February.

The U.S. Office of the Comptroller of the Currency ruled Wednesday that the nation's 2,100 banks with federal charters should be governed by a uniform federal regulation on credit terms and interest rates rather than adhere to individual state laws.
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