More than zoning needed to keep some lenders from ripping poor off - 2004-02-13
The way payday lenders and title loan companies are popping up, it’s no wonder Columbia officials want to regulate where they can set up.

The law will help protect borrowers from some bad lenders when it comes to high-cost mortgage loans particularly. The law addresses title loan companies only in that it limits the number of times lenders can roll over loans that are for less than 120 days.
Read the full story at The State

Habitat for Humanity to celebrate first house constructed in Jo Daviess County - 2004-02-13
Although it was a challenge to work on a house while keeping a full-time job, Jane Dockins of Galena was very grateful to participate in the Habitat for Humanity program in Jo Daviess County.

The Dockins family was not in a position financially to purchase a house without assistance. Families that qualify for Habitat pay an interest-free mortgage. They don't have to pay for volunteer labor on the home construction, but do pay for materials.
Read the full story at Freeport Journal