The Very, Very Personal Is the Political - 2004-02-15
Suppose, for the sake of argument, that you are summoned into the boss's office and asked to help promote to the citizens of the United States on one of two presidential candidates in the 2004 campaign.

These are the customers you have to get to buy your Brand A over Brand B. So who are they? Where are they? Are they rich, with three kids and a jumbo mortgage? Do they own fly rods and drive minivans?
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A Matter of Timing in Paying Bills Online - 2004-02-15
People who arranged for a set up of electronic payments to be made just before they are due should remember one caution. Despite the "electronic" inferred in "online bill payment," not all payees - including some that are quite large - have made arrangements for electronic transfer of funds.

I discovered this recently when I was hit with a late payment fee from a mortgage company I paid through an online service offered by my bank.
Read the full story at New York Times