Recovery: Are We There Yet? - 2004-03-19
Economie recovery is much like the family auto trip across the country, as the children in the back seat constantly ask the parents: "Are we there yet?"

As reported in Freddie Mac's Primary Mortgage Market Survey, the 30-year fixed rate increased at the end of july to the first part of August, 2003. This dampened the refinancing market.
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Fair Housing Law-Thirty-Five Years Later - 2004-03-19
The year 2003 highlights the thirty-fifth anniversary of the Federal Fair housing Law, which in retrospect is one of the most important public policy measures affecting the American real estate industry.

Then black families were sold these same houses at inflated prices. Minority neighborhoods were "redlined," so that conventional mortgage money and insurance were unavailable.
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