Mortgage is the key to home buying, Real Estate Hints - 2004-03-09
Most homebuyers have to rely on their borrowing power to purchase a home. Shopping for a mortgage that meets your particular needs is not an easy job, but it is a vital part of the process of buying a home.

Before shopping for a mortgage, research current interest rates and go through the process of "prequalifying" for a loan before you start house hunting. You should also request a credit report and resolve any problems in your credit record.
Read the full story at Golden Gate Gazette

Unequal Access to Home Mortgages Continues in Rapidly Changing Marketplace - 2004-03-09
Lacking the skills and information required to shop for the best mortgage products available in the marketplace, many low-income and low-wealth homebuyers and mortgage borrowers are stuck with high-cost mortgage debt.

In a briefing held at the offices of the Board of Governors of the Federal Reserve, Harvard’s Joint Center for Housing Studies released this week its comprehensive assessment of the challenges faced by community based organizations (CBOs) and their public, private, and philanthropic partners.
Read the full story at rismedia.com