How To Clean Up Your Credit Report - 2004-05-31
Your credit score doesn't simply impact your chance of getting a loan and what rate you'll pay. It could also determine how much you pay for auto and property insurance and whether or not you acquire a new job (yes, some bosses want to know if you're paying your bills promptly!).
Pay all bills promptly, even if you are meeting the minimum payment. Any missed payments reduces your score, whether they're huge bills, like the mortgage, or "minor" ones like department-store bills.
Read the full story at KTVU.com, CA