Subprime Lenders Discriminate, Study Concludes - 2005-01-14
People who live in predominantly minority neighborhoods are 35 percent more likely to be imposed prepayment penalties on their home mortgage loans than borrowers who live in largely white neighborhoods.

The Center for Responsible Lending, a North Carolina-based nonprofit research firm and activist group, based its findings on a study of 1.8 million subprime home purchase loans underwritten across the United States from January 2000 to July 2004.
Read the full story at Washington Post

Surprise: A Time When A Low Mortgage Payment Isn't Good - 2005-01-14
Are low monthly payments on a home mortgage always beneficial? Are you kidding me? Of course they are, you might answer.

But a new report issued by a Wall Street firm indicates that some low-payment loans in today's hot housing market could prove to be highly toxic to borrowers who don't really understand the risks they entail.
Read the full story at TheDay