Plan Ahead to Improve Your Finances - 2005-01-09
Any ambitious endeavor is more likely to succeed if it is well organized. So, this year, instead of resolutions, write down some financial plans for 2005.
Take a look at how much you spent last year on life's necessities -- food and fuel and savings and mortgage payments. Determine where you want the rest of it to go; plan to spend on that new car or family vacation if it's important to you this year; allow a slush fund for the occasional fun splurge.
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