Home equity or mortgage refinance: Which is better for you? - 2005-03-24
Thinking of doing a refinance of your first mortgage and take cash out at closing? There may be a better deal for you.

When the prime rate is below the average rate charged on 30-year fixed mortgages, consumers looking to access their home equity may find it cheaper for them to get home equity loans or lines of credit. Besides costing thousands of dollars less in closing costs, the rates on these loans may be lower than first mortgages.
Read the full story at Bankrate.com

Oil price hike to hit home loan rate? - 2005-03-24
You are probably aware of the sharp climb in crude oil prices. You have also probably read of how 'dangerous' this can be for the economy and how it could 'sting' your investments. But are you sure you know how this rise will affect you?

At this stage it would be presumptuous and even simplistic to conclude that an enduring oil crisis could eventually lead to a rise in home loan rates. The home loan rate industry is very competitive and a rise in loan rates is not as imminent as it appears.
Read the full story at Rediff