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MORTGAGE RATE TABLE

The rates for our mortgage rate table is derived from market surveys of rates across the country. ARM is an Adjusted Rate Mortgage. These are mortgages with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is linked to market rates such as Treasury bills and prime rates. The ARM in the table is based on the one year treasury. FRM is a Fixed Rate Mortgage. This type of mortgage have interest rates and payments that are fixed through out the term of the loan.

DATE
1 YEAR ARM
15 YEAR FRM
30 YEAR FRM
Mar/02/06
5.34%
5.89%
6.24%
Feb/02/06
5.33%
5.81%
6.23%
Jan/05/06
5.16%
5.76%
6.21%
Dec/01/05
5.16%
5.81%
6.26%
Nov/03/05
5.09%
5.85%
6.31%
Oct/06/05
4.77%
5.54%
5.98%
Sept/01/05
4.48%
5.32%
5.71%
Aug/04/05
4.47%
5.38%
5.82%
July/07/05
4.33%
5.20%
5.62%
Jun/02/05
4.26%
5.20%
5.62%
May/05/05
5.16%
5.31%
5.75%
Apr/07/05
4.23%
5.48%
5.93%
Mar/03/05
4.14%
5.33%
5.79%
Feb/03/05
4.23%
5.14%
5.63%
Jan/06/05
4.10%
5.21%
5.77%
Dec/02/04
4.19%
5.23%
5.81%
Nov/04/04
4.00%
5.08%
5.70%
Oct/07/04
4.08%
5.24%
5.82%
Sept/02/04
3.97%
5.15%
5.77%
Aug/05/04
4.08%
5.40%
5.99%
July/01/04
4.19%
5.62%
6.21%
Jun/03/04
3.98%
5.63%
6.28%
May/06/04
3.76%
5.47%
6.12%
Apr/01/04
3.46%
4.84%
5.52%
Mar/04/04
3.47%
4.88%
5.59%
Feb/05/04
3.61%
5.03%
5.72%
Jan/01/04
3.72%
5.15%
5.85%
Dec/05/03
3.77%
5.36%
6.02%
Nov/07/03
3.73%
5.31%
5.98%
Oct/03/03
3.72%
5.10%
5.77%
Sept/05/03
3.98%
5.77%
6.44%
Aug/01/03
3.68%
5.44%
6.14%
July/04/03
3.49%
4.75%
5.40%
Jun/06/03
3.59%
4.66%
5.26%
May/02/03
3.74%
5.03%
5.70%
Apr/04/03
3.82%
5.06%
5.79%
Mar/07/03
3.76%
5.01%
5.67%
Feb/07/03
3.89%
5.27%
5.88%
Jan/03/03
4.06%
5.24%
5.85%


 




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